car insurance is a good investment unless and until if the car is not in warranty period. the second important issue in car insurance is it will cover only some type of damages like air conditioning, cooling systems, engine, fuel systems, transmissions, and steering components. this car insurance will not cover the damages like car accidents, damages caused due to poor maintenance, and other routine maintenance. so car insurance is just an added advantage to get rid of car damage issues but it is not a good investment.