Before i jump to my answer i would like to tell you human beings change, and when they change things happen. For me i don't think its a brilliant idea for you to open a joint account with your spouse. We all know finances can cause mayhem in a relationship or marriage when there is a disagreement. Joint accounts are a recipe for disaster for sure. We know men are not good mangers, especially when it comes to money matters. A woman will not entrust a guy with her money that's for sure. I can name a few disadvantages
Normally married couples have a joint account together. However, that doesn't mean that you still can't have your own bank account. You don't need to add all of your earning to this account. A few advantages of having a joint account are: